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Two-thirds of American homes are under insured. Unfortunately,
most people don't know this until they have a loss and find the
limits they purchased will not rebuild their home. A guaranteed
replacement cost policy will rebuild your home with the same materials
and craftsmanship without a cap. Insurance companies who provide
these broad assurances perform an in-home replacement cost appraisal
as a service to ensure your home is adequately covered.
Also, many policies only provide depreciated coverage for contents
and do not recognize the additional value associated with antiques
in their claims settlements. You may want to have a policy that
provides replacement cost for contents and appreciates the value
of antiques.
Review insurance policies annually to make sure you have the right
coverage. Also remember to make adjustments when major life changes
occur.
To determine your home insurance needs, call us at (800) 431-4981 for
information. Representatives are available from 8:30 a.m. to 5:00
p.m. (ET).
Securities and Insurance Products are provided by LaSalle Financial Services, Inc. and:
| Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value |
| Are Not Deposits | Are Not Insured by Any Federal Government Agency | Are Not a Condition to Any Banking Service or Activity |
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LaSalle Financial Services, Inc. is a registered broker/dealer, member of FINRA and SIPC, and a Licensed Insurance Agency. LaSalle Financial Services, Inc. is a nonbank subsidiary of LaSalle Bank N.A., and an affiliate of LaSalle Bank Midwest N.A. and Bank of America, N.A., all of which are subsidiaries of Bank of America Corporation.
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