Home Equity Loans

For the trip to Europe. For the baby’s room. Go ahead and plan. A Fixed-Rate Home Equity Loans can help you use the financial power of your home to make your big dreams come true, and fund your little ones, too.

• Borrow the equity in your home and receive a single disbursement.
  
• Your interest rate and monthly payments will remain the same throughout the term of the loan.
  
• No application fee and no closing costs (in most states).*
  
• There could be some tax savings for you.*

3 Easy Ways to Apply

1. 
   
2. Visit any Bank of America Banking Center
   
3. Call us toll-free at (888) 880-9704
   

* The Annual Percentage Rates (APRs) are effective on 3/31/08 and are subject to change without notice. Home Equity Loans advertised are limited to owner occupied, 1-4 family principal residences and are subject to no less than a second lien position. You must carry insurance on the property that secures the loan. Flood insurance required if necessary. Consult your tax advisor concerning the deductibility of interest. All third party closing costs are paid by lender in IL, MI, IN, OH, and other states with no state or local mortgage, intangible, or stamp taxes. In states where applicable, Borrower shall be responsible for state or local mortgage, intangible, or stamp taxes, which range from $5 to $8,750 ($37.50 to $12,750 in NY). Your exact monthly payment will vary depending on the term, APR and amount of loan. The APR will vary depending on the loan amount, combined loan-to-value (LTV) and term. For example, a loan of $25,000 with a loan-to-value ratio of 80% would have a monthly payment of $503.21 with a 5 year term (7.69% APR); $299.24 with a 10 year term (7.69% APR); $234.46 with a 15 year term (7.69% APR); $205.85 with a 20 year term (7.79% APR); and $179.79 with a 30 year term (7.79% APR).

Lender is LaSalle Bank Midwest N.A., an affiliate of Bank of America, N.A. LaSalle Bank Midwest N.A. is an Equal Housing Lender.

Privacy & Security | Terms of Use © 2008 Bank of America Corporation. All rights reserved. Bank of America, N.A., LaSalle Bank N.A., and LaSalle Bank Midwest N.A. Members FDIC. Equal Housing Lenders. Equal Opportunity Lenders. PLEASE NOTE: LaSalle products may not be able to be serviced at Bank of America banking centers or through BankofAmerica.com until late 2008.