Home Equity Loan Rates

Up to 80% LTV - Owner Occupied
	Loan Term in Months*
Loan Amount	30-60	61-120	121-180	181-240	241-360
$5,000-$24,999	9.29%	9.29%	9.29%	N/A	N/A
$25,000-$49,999	7.69%	7.69%	7.69%	7.79%	7.79%
$50,000-$99,999	6.69%	6.69%	6.99%	6.99%	6.99%
$100,000-$249,999	6.49%	6.49%	6.89%	6.89%	6.99%
$250,000 or more	6.69%	6.69%	6.79%	6.79%	6.89%

For loans above 80% loan-to-value or non-owner occupied properties, including second homes, call (888) 880-9704 to speak with a Home Equity Specialist and receive a personal rate quote.

* The Annual Percentage Rates (APRs) are effective on 3/31/08 and are subject to change without notice. Home Equity Loans advertised are limited to owner-occupied, 1-4 family principal residences and are subject to no less than a second lien position. You must carry insurance on the property that secures the loan. Flood insurance required if necessary. Consult your tax advisor concerning the deductibility of interest. All third party closing costs are paid by lender in IL, MI, IN, OH, and other states with no state or local mortgage, intangible, or stamp taxes. In states where applicable, Borrower shall be responsible for state or local mortgage, intangible, or stamp taxes, which range from $5 to $8,750 ($37.50 to $12,750 in NY). Your exact monthly payment will vary depending on the term, APR and amount of loan. The APR will vary depending on the loan amount, combined loan-to-value (LTV), and term. For example, a loan of $25,000 with a loan-to-value ratio of 80% would have a monthly payment of $503.21 with a 5 year term (7.69% APR); $299.24 with a 10 year term (7.69% APR); $234.46 with a 15 year term (7.69% APR); $205.85 with a 20 year term (7.79% APR); and $179.79 with a 30 year term (7.79% APR).

Lender is LaSalle Bank Midwest N.A., an affiliate of Bank of America N.A. LaSalle Bank Midwest N.A. is an Equal Housing Lender.

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