|
| Mortgages - Frequently Asked Questions |
 |
Features and Benefits
The Process
How can I benefit by using Bank of America?
Bank of America's tremendous strength means we are the only lender who can offer unbeatable service and unmatched mortgage products.
No Fee Mortgage PLUS is still the only way to get no fees, no worries and the best mortgage deal - guaranteed - from the bank you trust.
To pre-qualify or learn more about No Fee Mortgage PLUS, visit nofeemortgageplus.bankofamerica.com.
Back to Top
How much must I have for a down payment?
Generally, we require at least 5% of the lesser of the purchase price or appraised value of the property as a down payment amount.
We also offer reduced down payment options where the down payment may come from multiple sources.
Back to Top
How do I apply for a Mortgage?
At Bank of America, you can apply three easy ways. You can:
- Have a Mortgage Loan Officer contact you. Complete and submit a form and one of our Mortgage Loan Officers will contact you.
- Apply over the telephone. Call one of our Mortgage Loan Officers toll-free at 1.888.293.0264 and apply right over the telephone.
- Apply in person. Stop by your local Home Lending Center and get the application process started today.
Back to Top
What if I need help after regular business hours?
Our regular hours of business are Monday - Friday 9:00 a.m. - 11:00 p.m. ET, Saturday - Sunday 9:00 a.m. - 5:00 p.m. ET. If you need help after regular business hours, please send us an email
under "Contact Us" or phone us at 1.888.293.0264 and leave a message. You will then be contacted by one of our Mortgage Loan Officers the next business day.
Back to Top
What if I receive an e-mail that I will be contacted within 1 hour during regular business hours and the current time is not during your regular business hours?
You will then be contacted by one of our Mortgage Loan Officers the next business day.
Back to Top
Lender is Bank of America,N.A.
|
